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How to Handle Insurance in a Rental

Renting a car can be an excellent way to explore all New York City, NY, has to offer. However, you must understand the ins and outs of rental car insurance and liability before you pull out onto the busy streets. Ensuring you are adequately covered can give you the peace of mind to enjoy your trip fully. In this comprehensive guide, Empire Rent A Car outlines everything you need to know about insurance and liability policies in a rental.

How to Handle Insurance in a Rental

Understand Your Private Policy

If you already have car insurance, check your policy and determine what is covered. Many insurance policies will cover rental cars. However, it is always best to check with your provider to be confident of your coverage. If you are not adequately covered, you may want to change your coverage before your trip.

Know What You’re Responsible For

While the coverage policies for many rental companies vary, Empire Rent A Car ensures our renters know where their liabilities lie. When you rent one of our vehicles, you’re fully responsible for damage to the tires and rims and any damage resulting from the misuse of the vehicle.

Pre-Existing Damages

Before driving off, check for existing damages and ensure they are documented with pictures. We will provide you with a written statement of any previous damage, but anything else you notice should be documented before leaving our lots.

Be Prepared for Accidents

In the unfortunate event of an accident, make sure you have all the relevant information. Once you’ve called the authorities, get the other driver’s name, contact information, driver’s license number, and insurance information. Take photos of both the damage to the cars and the accident scene. Then, give us a call to help remedy the situation.

Safe and Secure Driving Starts Here

Whether you’re a corporate client or a private one looking to rent in the Bronx, NY, Empire Rent A Car wants to ensure you have ample insurance coverage should anything happen. This applies to all vehicles, including trucks, vans, and SUVs. Have more questions? Give us a call at (800) 750-8782.

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